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Fact: If you have this much credit card debt, then plan to make minimum payments each month, you will never pay it off for your entire life.This is was intentional. Credit Card companies designed it this way. If you stay in debt your whole life [link widoczny dla zalogowanych], you’re paying them your whole life. At any point they can also repossess your entire life’s work, including your house and car. This can be a huge burden on anyone with a family.
Fact: $10,000 in credit card debt is average for an American. Yes, that’s the correct amount of zeroes. Many people do not know that this information is incredibly accurate. This is why many Americans are in so much debt, and they do not have to stay in this type of situation in any shape or form.
Fact: You shouldn’t trust credit card companies. They are a business, despite what they say. They make money off of you. They do this through interest and fees they put on your debt. This is a sad fact that many Americans are also not aware of. It is important that you start to use cash each time you want to buy something, it is very important not to get into the habit of charging.
So, as you can see, credit card companies aren’t the nicest people in reality. If you have a large amount of debt, they can even be very frightening. If you’d like to get out of the influence of these companies, then contact your local finance office or debtor’s office for details about solutions to your debt problems.
If you have credit card debt, you know things about it that most other Americans without debt have no idea about. I’m writing this article to get the word out about some lesser known facts about debt and credit card companies in general you probably don’t know.